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Statewide Mutual

As Australia’s largest, member-owned local government self-insurance pool, Statewide Mutual works alongside its NSW council members to reduce their exposure to risk and ensure they receive the most from their scheme.

Statewide Mutual offers innovative practices to ensure the protection of members through stable premiums, cost containment and spread of risk.

Statewide Mutual logo

About

Our services are backed by appointed Scheme Manager JLT Risk Solutions, and the premier provider of mutual risk services to local government in Australia.

Our History

Established in 1993 in response to underwriters withdrawing their support for local government in Public Liability and Professional Indemnity cover, Statewide Mutual has consistently been there for its member councils.

Before our mutual model was established, individual councils with poor claims records were being heavily penalised and many had difficulty obtaining cover. They were being insured directly with underwriters or through brokerage firms, a scenario that was particularly volatile. Claims were spiralling out of control and premiums were rising rapidly, while underwriters were declining to provide cover as a result of high claims costs.

We commenced with a membership of 96 councils and today we proudly have 113 member councils across NSW.

Our Strength

As Australia’s largest member-owned local government mutual, we deliver substantial benefits to our members. Our collective buying power enables us to negotiate market-leading, long-term reinsurance agreements, ensuring high coverage limits and sustainable contributions.

Our sheer size makes it possible to dictate bespoke wordings for policy agreements. Rather than underwriters determining our conditions, we insist on individual scheme inclusions based on our membership’s collective needs.

By spreading risk across our 113 councils, we safeguard individual members from financial hardship and absorb the impact of major claims.

Our Stability

With a 32-year track record, Statewide Mutual offers unmatched stability. Our partnership with JLT Public Sector ensures members benefit from a complete risk solution – cover placement, risk management programs, and claims administration. Effective risk management and superior claims handling mean members can build equity and contain costs.

Our Integrity

Owned by our members and governed by a board of elected council representatives, Statewide Mutual is managed by JLT Risk Solutions. We operate solely in the interests of our members, maintaining financial viability and transparency in all governance activities.

Contact Statewide Mutual today

We can help by providing protection solutions for Local Government clients.

Key contact

Portrait of Keely Autrey

Keely Autrey

General Manager, New South Wales, Victoria and Tasmania

LCPA: 25/438.