Tony Gray
General Manager, South Australia
LGRS has a long-standing history of understanding and addressing the unique needs of the Local Government sector by delivering solutions. The risk profile of Local Government is diverse, complex, and distinctive, and has been effectively managed through the successful self-insured Schemes.
As part of JLTPublic Sector and a company within Marsh, LGRS brings alternative risk and insurance solutions to Local Government.
LGRS proudly manage the South Australian Local Government mutual risk schemes and funds:
- LGA Workers Compensation Scheme (LGAWCS)
Provides a full range of risk, work health safety and injury management services including claims management and vocational return to work services in respect of actual and potential liabilities for any workers compensation claims lodged against Members. The LGAWCS holds the overall responsibility for the self-insurance license and LGRS manage the Schemes under delegation, managing the mutual scheme obligations, delivering expert claims and return to work management services. 100% of South Australian Councils maintain ongoing membership of the LGAWCS.
- LGA Mutual Liability Scheme (LGAMLS)
Provides Local Government Members with fully integrated risk, claims and legal services for the management of civil liabilities. LGAMLS Members participate in the self-managed concept enabling greater control over financial viability relating to civil liability risks. The application of a risk management framework allows a Member to measure and monitor business improvement while reducing civil liability risk associated with its business profile risks. 100% of South Australian Councils maintain ongoing membership of the LGAMLS.
- The LGA Asset Mutual Fund (LGAAMF)
Manages the property, assets and financial risks of South Australian Local Government authorities as an innovative alternative to the traditional Industrial Special Risk (ISR) policy offering. 100% of South Australian Councils maintain ongoing membership of the LGAAMF. Members are provided with cost effective protection of assets, risk management services and programs and specialised claims management support. A mutual approach supports positive financial outcomes and minimises the effect of external market influences.
- The LG Income Protection Fund (LGIPF)
A self-insured fund created for the benefit of Local Government authorities and their employees. The LGIPF provides benefits to employees who have suffered an accident or illness outside of working hours. This means that the employee’s claim may be either a claim for Workers Compensation or Personal Accident – but not both. The LGIPF offers discretionary indemnity and claims management services to Councils for employees in respect of loss of income resulting from a non-work related injury or illness.
LGRS Risk and General Insurance Solutions:
In addition to providing South Australian Local Government alternative risk solutions through the Mutual Schemes, some Councils and Local Government Entities have unique risk profiles that require Traditional Insurance Solutions. LGRS collaborates with all Councils and Local Government bodies to identify and manage these unique risks, aiming to minimise exposure through proactive risk management systems and processes. For more information, visit www.lgrs.com.au
Key contact
Local Government Risk Services (LGRS) is a division of JLT Risk Solutions Pty Ltd (ABN 69 009 098 864 AFS Licence No: 226827) (JLT) and is a business of Marsh McLennan.
This document contains general information regarding the protection and services provided to Members of the Local Government Mutual Risk Schemes. It does not take into account your organisation’s individual objectives, financial situation or needs.
For all details regarding the protection provided to Members of the Mutual Risk Schemes, refer to the Scheme Rules for the LGA Workers Compensation Scheme (LGAWCS), LGA Mutual Liability Scheme (LGAMLS) and LGA Asset Mutual Fund (LGAAMF) or contact your LGRS representative. For the LG Income Protection Fund (LGIPF), refer to the JLT Risk Solutions Product Disclosure Statement (PDS) for the LG Income Protection Fund or contact your LGRS representative.
The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. JLT shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein.
Published by JLT Risk Solutions Pty Ltd. No part of this document may be reproduced without permission from JLT Risk Solutions Pty Ltd
© JLT Risk Solutions Pty Ltd.
LCPA: 25/971