Local Government Mutual Services (LGMS)

Local Government Mutual Services provide Qld Local Government control over management of legal liability, asset-based risk exposures and workers' compensation liability exposure.

For optimal viewing, access the tool below on a desktop.

Local Government Mutual Services (LGMS), incorporates the three self-insurance schemes of Local Government in Queensland; LGM Liability, LGM Assets and LGW Workcare.

The schemes provide a successful vehicle for mutual ownership and control by Local Government of their liability, property and workers compensation exposures, and have ensured cost stability that would not otherwise be achieved. In addition to the broad cover available, each scheme also provides a wide range of risk management resources and assistance to Members. JLT Public Sector as part of Marsh & McLennan Companies (MMC) is the appointed manager of the schemes and is the premier provider of insurance services to Local Government in Australia, including insurance broking and advice, claims management services and risk consulting.

Our Schemes

LGM Liability, LGM Assets and LGW Workcare, provides Queensland Local Government control over the management of legal liability exposures confronting local Government, its asset-based risk exposures, and workers' compensation liability exposure.

JLT Public Sector,as the appointed managers to the schemes, provide a comprehensive range of services and resources as part of membership, including claims management, risk management, insurance placement, and associated fund management and consulting services.

  • LGM Liability: Our purpose is to benefit Queensland Local Government by providing effective and appropriate coverage for the legal liability of Members with the long-term goal of achieving cost stability and minimising the impacts of volatility experienced in the general insurance and financial sectors.
  • LGM Assets: Since 2015, we have provided the vehicle by which Queensland Local Government has been able to collectively exercise control over the management of its asset-based risk exposures.
  • LGW Workcare: Our scheme provides workers' compensation cover to Local Government entities in Queensland and is committed to providing best practice claims and injury management solutions to assist Scheme Members to meet their statutory obligations and contain the cost associated with workplace injury. Our team of experienced claims consultants, injury management specialists and qualified WH&S advisors deliver optimum workers' compensation and WH&S services to members.

The LGMS Member Centre can be accessed here.


JLT Public Sector is a division of Jardine Lloyd Thompson Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”) which is part of the Marsh group of companies. The Discretionary Trust Arrangement is issued by the Trustee, JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JLT. The cover provided by the Discretionary Trust Arrangement is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.