© 2020 JLT Public Sector is a division of Jardine Lloyd Thompson Pty Ltd (ABN 69 009 098 864, AFSL 226 827) (“JLT”) which is part of the Marsh group of companies. *The Discretionary Trust Arrangement has been arranged by JLT Group Services Pty Ltd (ABN 26 004 485 214, AFSL 417964) (“JGS”). JGS is part of the Marsh group of companies. Any advice in relation to the Discretionary Trust Arrangement is provided by JGS. The Cover is subject to the Trustee’s discretion and/or the relevant policy terms, conditions and exclusions.